HomeFinanceCapital One Shopping Review | MoneyUnder30

Capital One Shopping Review | MoneyUnder30

Disclaimer – Capital One Purchasing compensates us if you get the browser extension utilizing the hyperlinks we supplied.


The one factor higher than on-line buying, in my expertise, is on-line buying with a reduction. That’s why I signed up for Capital One Purchasing: to avoid wasting a bit extra cash on the purchases I used to be already making and having delivered to my door.

Capital One Purchasing promised additional financial savings with no additional work. I simply put in the browser extension and let it inform me after I could possibly be getting a greater deal. I couldn’t see any downsides to that, so when my Capital One bank card invited me to provide it a strive, I accepted, and I’m glad I did!

What Is Capital One Purchasing?

Capital One Purchasing is a straightforward means to economize when buying on-line. It’s out there as a browser extension for desktop or as a cell app for iPhone and Android. With Capital One Purchasing, yow will discover promo codes, reductions, and a low value for the merchandise you’re contemplating — it doesn’t matter what you’re searching for.

How Does Capital One Purchasing Work?

Capital One Purchasing is extremely simple to make use of: After you join, you simply store like regular and Capital One Purchasing will allow you to out. It robotically applies the coupon codes at checkout and alerts you to cost drops on stuff you’ve shopped for and bought.

To create an account, go to Capital One Purchasing’s web site to start the sign-up course of. The location will stroll you thru a number of questions throughout its onboarding course of. You’ll be able to skip a few of these, although.

The location will ask you to your title, zip code, and whether or not you could have Amazon Prime (I do).

That’s it! When you’ve created an account, you may take a look at their featured gives and trending offers, in addition to different chosen offers and reductions from the house web page. 

You may as well use the cell app to enroll and to browse, and when you join your debit and bank cards, you get entry to native rewards, too. 

For those who set up the extension in your browser (I’m utilizing Chrome), you allow Capital One Purchasing that will help you discover offers throughout your common looking. For instance, if you’re buying, Capital One Purchasing will warn you to any out there promo codes and particular gives by way of a bit dialog field that pops up. You’ll be able to take a look at codes proper then and there to see when you’ll save at that retailer.

It really works on common retailer websites and larger marketplaces similar to Amazon, too.

For instance, throughout my hunt for a litter field, I discovered one on Amazon I favored for $17.42. Capital One Purchasing confirmed that I wouldn’t discover it cheaper anyplace else. I may add it to my cart figuring out I wasn’t lacking out on a greater deal. Plus, if the worth dropped earlier than I purchased it, Capital One Purchasing would alert me so I may leap on it.

How A lot Does Capital One Purchasing Price?

Capital One Purchasing is totally free to make use of. There’s no price for the app or the browser extension. 

Nevertheless, each time I exploit a service or product that’s free, I contemplate the true fee to come back within the type of my information. Capital One Purchasing might not be getting my cash, however they’re studying quite a bit about my buying habits after I permit the app to see what I’m looking for.

Get Capital One Purchasing right here.

Capital One Purchasing Options

Capital One Purchasing is an extremely highly effective little device, when you think about every little thing it will possibly do.

Computerized Coupon Codes

An enormous time-saver is Capital One Purchasing’s coupon operate. As an alternative of Googling “[Name of store] promo code” and manually attempting a ton of coupon codes your self, Capital One Purchasing scans the web for codes, utilizing crowdsourcing to seek out ones that that can work and making use of them every to your buying cart till it finds a winner. The entire course of takes seconds and also you don’t should do a factor: It’s all automated. 

For those who like, you may flip the automated characteristic off and solely use “seek for codes” utilizing the Capital One Purchasing button if you need to, when you don’t just like the dialog field popping up each time. 

Get Rewards within the Type of Credit

For those who’ve used different money again and reward apps similar to Rakuten (previously Ebates), chances are you’ll be aware of how this characteristic works. Some gadgets or shops provide money again, both a greenback quantity or a proportion of your order, with sure purchases. At Capital One Purchasing, your credit score accumulates till you redeem it within the type of a present card. 

Common Product Search

Typically you understand what it’s you need to purchase, however you’re simply undecided which retailer gives essentially the most reductions. You should utilize Capital One Purchasing to seek for a product throughout plenty of shops, together with Amazon and Walmart, after which evaluate costs, supply, and delivery. You’ll be able to even save an merchandise to your watchlist when you’re not prepared to purchase but.

Worth Drop Alerts

For those who’ve been contemplating a purchase order — or purchased one thing you would possibly need to purchase once more — value drop alerts will let you understand when the worth comes down. You’ll be able to let the extension work simply by looking merchandise, or you may add particular person gadgets to your watchlist to trace the worth.

My Expertise Utilizing Capital One Purchasing

For essentially the most half, I’ve loved utilizing the browser extension. I discover it useful to see if I could possibly be getting a greater deal some place else — even when I don’t find yourself profiting from it, whether or not for delivery causes, comfort, or another issue. It helps me know I’m getting an excellent value, and I actually love the automated promo codes. I hate attempting to seek for a code that works and discovering it invalid; Capital One Purchasing does it means sooner than I can do it by hand, and I’ve been having tons of luck with it discovering ones that work.

I’m much less excited by the credit characteristic. Regardless that I’ve been utilizing the app for six months, I’ve solely racked up $1.83 in credit — in all probability as a result of my purchases have been small issues like toiletries, or from shops with no rebate deal. 

Additionally, after I tried to redeem my $1.83 for a present card, I received an error message — properly, a number of, truly. It wouldn’t let me enter $1.83 as a present card quantity, nor $1, nor $2, saying they weren’t legitimate quantities. Then I observed the advantageous print stated the worth of the present playing cards began at $5, so I entered $5, however then the location informed me the present card couldn’t be value greater than double the worth of my amassed credit.

So, for now, I’ve earned $1.83 in credit that I don’t have entry to. I’ll should make a number of extra purchases to have sufficient to redeem them by way of present card.

Who Is Capital One Purchasing Finest For?

Deal Hunters

For those who’re the type of one that hates to overpay for one thing and loses sleep figuring out you missed out on a reduction, you’ll in all probability just like the financial savings you get with this app. By displaying you the worth of an merchandise at totally different shops, it basically removes the guesswork out of questioning whether or not you overpaid for one thing or left cash on the desk. 

Busy Individuals

For those who’ve received quite a bit in your plate, you may’t afford to waste time comparability buying. It’s a unending activity, as a result of there’s at all times another retailer to examine, and costs appear to alter ceaselessly, too.

I additionally get uninterested in my e mail inbox filling up with retailer promotions and coupons that I’ve to maintain observe of, and it’s all only a ache to handle — however the different possibility was paying the total retail value on the primary product I discovered, which didn’t really feel nice, both. I recognize having the ability to skip the shop mailing lists and the prolonged value comparisons and let Capital One Purchasing inform me of reductions and offers.


I discover that, particularly with coupon codes, it pays to have a community you may rely on. Different websites that promise coupon codes have been filled with outdated ones that didn’t work, and even the codes with rankings weren’t legitimate as a rule. However Capital One Purchasing is ready to rely by itself information of which codes labored not too long ago and which didn’t, after which match them in opposition to your buying cart. It’s far more correct.

Get Capital One Purchasing right here.

Who Shouldn’t Use Capital One Purchasing?

In-Retailer Consumers

For those who’re an rare on-line shopper, you won’t see the necessity to set up yet one more app or browser extension for the uncommon occasions you make a purchase order. Nevertheless, you would possibly nonetheless get use out of the cell value comparability device, which helps you to scan a product within the retailer to drag up costs at different places.

Privateness Defenders

Capital One Purchasing makes use of the knowledge it collects to construct a extra strong algorithm and higher service, however when you really feel sketchy about sharing a few of your private data and your looking historical past, you received’t like this device.



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